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Grad-Plus Lender Recommendations: 2009-10

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Stafford Lender Recommendations

Last update 7/21/2009

Grad Plus Lender List
CHASE
CITIBANK
DISCOVER STUDENT LOANS

SALLIE MAE ED TRUST

 

Guarantor
Texas Guaranty
Loan Information
Apply Online

FIRST TIME SALLIE MAE BORROWER USE EDTRUST-
APPLY NOW

BORROWED FROM SALLIE MAE LAST YEAR, DOLLAR BANK-

APPLY NOW

Interest rate
8.5% fixed for life of the loan.*
8.25% fixed for life of loan.
8.5% fixed for life of loan. *
Repayment Rate
8.5% fixed for life of the loan.*
8.25% fixed for life of loan.
8.5% fixed for life of loan.*
Aggregate Loan Limit Cost of Attendance Minus Other Financial Aid
Origination Fee
3%
Repayment Benefits
  • .25% interest rate reduction for ACH.
  • .25% interest rate reduction with ACH.
  • .25% Automatic Debit Reward at repayment.
  • .25% interest rate reduction for ACH.
Guarantee
Fee
Texas Guaranty will pay down the 1% fee; no fee assessed to PSOM students.
Texas Guaranty will pay down the 1% fee; no fee assessed to PSOM students.
0%
Texas Guaranty will pay down the 1% fee; no fee assessed to PSOM students.
Capitalization
Occurs on accrued interest at the end of forbearance, deferment, or grace as the borrower enters repayment.
Occurs once after uninterrupted periods of in school and other authorized deferment periods.
Occurs at the conclusion of any deferment or forbearance period. At the that time, a new repayment schedule is sent to the borrower that discloses the capitalized interest.
Occurs quarterly and at the end of each forbearance and deferment period.
Contact Customer Service
(877) 744-2633
(866) 515-8352
(877) 728-3030
(800) 233-7575

* Lenders intend to participate in the Department of Education Loan Purchase Program under the Ensuring Continued Access to Student Loans Act, which allows lenders to sell 2009-2010 FFELP loans to the Department of Education.